Mortgages

We will help you make the right choice when planning your mortgage. With hundreds of mortgages to choose from it can seem like an impossible maze to find your way through. 

We tailor solutions for your current and future situations to help ensure that you have the most suitable products in place. A mortgage is potentially the largest financial commitment of your life and, therefore, every enquiry is treated with the respect that it deserves.

A mortgage is a sum of money borrowed from a bank or building society in order to purchase a property. The money is then paid back to the Lender over a fixed period of time together with accrued interest. There are many different types of mortgages and there will be one out there that best suits your requirements. If you’re going to make the most of your mortgage, you need to minimise the amount of interest that you pay and this is where utilising a mortgage broker can really help you.

There is the choice of mortgage products to consider too. These include:– Capped Mortgages, Discounted Mortgages, Fixed Rate Mortgages, Flexible Mortgages Offset Mortgages, Current Account Mortgages, Standard Variable, Tracker Mortgages. They each have their own advantages and disadvantages and will have to fit with your attitude to risk. This is where a mortgage adviser can really help make your choice of a mortgage product a simple one as they will take the time to explain the options to you and advise you on what they recommend

 Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Please note that some mortgages such as commercial BTLs are not regulated by the FCA